Monthly Bookkeeping & Financial Reports

Ongoing service

Monthly Bookkeeping & Financial Reports

Monthly bookkeeping is the recurring work that keeps your records true: every transaction categorized, every account reconciled against its statement, and a set of financial statements produced while the details are still fresh in everyone's memory.

The real value is not the reports themselves. It is that errors get caught in the month they happen, when someone can still remember what the transaction was for. A mistake found in March costs a few minutes. The same mistake found the following February costs an afternoon of detective work, and sometimes an amended return.

Monthly service is probably right if

• You are keeping up with the books yourself and would rather not be
• You want to know your numbers before your CPA tells you in April
• You are making decisions about hiring, equipment, or pricing and want real data behind them
• A lender or landlord asks you for financials periodically
• You have outgrown spreadsheets but are nowhere near needing a controller
• You want tax season to be a non-event

What each month looks like

1. Onboarding and chart of accounts review

   We connect to your accounting file and fix the structural problems that make reports hard to read. Most files we inherit have accumulated redundant or misused accounts over the years, and no amount of careful monthly work produces a clear report on top of a messy chart of accounts.

2. Transaction categorization

   Bank and credit card activity is categorized against your actual business rather than against generic software defaults. Anything genuinely ambiguous comes back to you as a single batch of questions once a month, not as a trickle of interruptions.

3. Reconciliation

   Every account is reconciled to its statement, every month. This is the step that gets skipped in do-it-yourself bookkeeping, and it is precisely the step that catches errors before they compound.

4. Statements and a plain-language note

   You get a profit & loss, a balance sheet, and a cash flow statement — plus a short note on anything worth your attention. Numbers without commentary are just a wall of numbers.

5. Year-end close and handoff

   The books close cleanly at year end and go to your tax preparer in the format they actually want, which is the difference between a quick return and a long one.

Common questions

• Do I have to use QuickBooks Online?

  QuickBooks Online is what we work in, and a subscription is required — the fee is yours and is not included in our pricing. If you are currently on something else, we will talk through whether migrating actually makes sense for you.

• What does monthly bookkeeping cost?

  On average our clients pay $300-$500 per month. The price depends on transaction volume, how many accounts are involved, and whether payroll is included. Every quote is individual, and you get it before you commit to anything.

• How soon do I get my first report?

  If your books are current when we start, the first month's statements arrive shortly after that month closes. If they are behind, we start with a clean-up project first so the ongoing reports are built on accurate history.

• Will I be chasing you for updates?

  No. Questions come to you batched once a month rather than one at a time, and the statements arrive on a predictable schedule without you having to ask.

• Do I keep access to my own books?

  Always. It is your accounting file and you retain full access to it. Nothing about working with us puts your own records behind a gate.